CentriPay™
Simple, Flexible & Affordable Payment Processing
Accept payments in person, online, and on the go — seamlessly connected to your CRM, your reporting, and your mission. One partner for every transaction type, with rates that respect your bottom line.
Part of the CentriSoft Ecosystem
Meet CentriPay™
Payment Processing That Works for You, Not Against You
At CentriPay, we understand that your time is valuable and the path to growth should be free from unnecessary obstacles. We eliminate confusion and focus on seamless transactions that empower your business — with transparent pricing, no hidden fees, and support from people who actually pick up the phone.
Whether you're a retail store, an e-commerce business, a church accepting tithes, or a service provider invoicing clients — we sit down with you, understand how money flows through your organization, and build the right setup. Not a one-size-fits-all plan.
Accept Payments Everywhere
Three Channels, One Unified System
Every channel connects to the same gateway, the same reporting, and the same CRM — so every dollar tells a story.
In-Person
2.4% + 15¢/transaction*
Retail, service, mobile, events — our lowest rates for face-to-face transactions.
Retail POS solutions with Ingenico, Dejavoo, Clover, Pay Anywhere & more
Mobile terminals & app-driven processing for on-the-go businesses
Service-based solutions for selling wherever you meet clients
$20/mo service fee — waived with any CentriSoft™ plan
Learn more about Events, Pop-ups & On-site ServicesOnline
2.9% + 30¢/transaction*
E-commerce, accounting integrations, invoicing — everywhere you sell online.
Integrations with Shopify, WooCommerce, BigCommerce, Ecwid & more
QuickBooks Online, Freshbooks & Xero accounting integrations
Chargeback & fraud controls — prevent up to 90% before they happen
$20/mo service fee — waived with any CentriSoft™ plan
Learn more about E-commerce & Service BusinessesNonprofits & Giving
2.9% + 30¢/transaction*
Donations, text giving, kiosk, event registration — engage your community everywhere.
Embedded giving tools directly on your website
Text Giving platform for quick, frictionless donations
Event registration, children's check-in & custom mobile app
Full donation management with year-end giving statements in 20 seconds
$20/mo service fee — waived with any CentriSoft™ plan
Learn more about Churches, Nonprofits & Ministries*0% rates available — ask about our cash discount and surcharging programs to eliminate processing fees entirely. Custom rates available; we can meet or beat anyone's pricing.
The CentriPay™ Gateway
More Than Processing — A Complete Payment Platform
Included free with every CentriPay merchant account. Invoicing, recurring billing, text-to-pay, fraud protection, and integrations with the tools you already use.
Virtual Terminal
Run transactions securely from any browser — included free with every CentriPay account.
iProcess Mobile App
Process transactions on the go with a compatible reader or by keying in — free for all CentriPay users.
AuthVia TXTtoPay®
Send text invoices to capture sales from phone orders, mobile sales, and AR teams. Great for service businesses.
Customer Vault & Recurring
Securely store customer cards and automate subscriptions, memberships, and recurring billing.
Automatic Card Updater
Never run expired cards again. Cards update automatically so recurring revenue doesn't skip a beat.
Online Cart & Checkout
Accept payments through branded checkout pages embedded on your site or shared via link.
Invoicing
Send professional invoices with payment links, track status, and automate overdue reminders.
Payments Hub Reporting
Real-time dashboards for revenue, transaction history, refunds, and payout schedules.
Advanced Security
Peace of Mind, Built In
PCI DSS Compliance
Full compliance protecting sensitive cardholder information.
End-to-End Encryption
Data secured from the moment of capture to settlement.
Tokenization
Sensitive data replaced with secure tokens during every transaction.
Fraud Detection & Rules
Advanced rules to monitor and block suspicious activity before it hits.
Kount Pro (Experian)
Catch up to 90% of fraud before it reaches your business.
3D Secure Authentication
Verify customers at checkout — minimize chargebacks and fraud.
Clear Sale Partnership
100% guaranteed reimbursement on fraud-related chargebacks for e-commerce.
Works With the Tools You Already Use
Built Around How You Work
Tell Us What You Need — We'll Build the Right Setup
Not Sure Where to Start? That's What We're Here For.
Every organization handles money differently. Let's have a conversation about how your payments, giving, and billing could work better — together, under one roof. We can meet or beat anyone's pricing.
Start a Conversation